Brandon Goldberg Gold Standard Mortgage
Brandon Goldberg Gold Standard Mortgage
BUYING A HOME, SIMPLIFIED.
Watch this quick video to get started on your home buying journey.
Quick and easy application process
Expert guidance and personalized solutions
Always connected, fully transparent
WHAT ARE YOU BUYING?
Where do you think your credit score is?
What's your income like?
How much do you have for a down payment?
What is your current rate?
Enter your information below to get your results...
HOW DOES THE PROCESS WORK?
1.
Book an Appointment
Pick a day and time that works for you and receive confirmation / calendar invite.
2.
Your Personal Consultation
We'll meet via zoom or call to go over your situation and answer any questions you may have.
3.
Solutions and Next Steps
We'll provide you with loan solutions, and a pre approval to move forward with the next steps.
Brandon Goldberg
NOT SURE IF YOU'RE READY TO START?
The most successful buyers all have one thing in common: A game plan.
So even if you are months away from buying, it's important to connect with a pro and learn the steps you can take to be prepared.
It’s never too early to start the process.
"We worked with Goldberg Team on our first home and we have a very smooth and stress free experience with them. Will choose to work with them again if we ever need home loan."
CLAUDIA QUILITORIO
"It’s been a pleasure working with the Goldberg team. They made the process of purchasing our new home simple and easy to understand. They were very patient and responsive to all our inquiries. Their insight and expertise was extremely valuable to us. We couldn’t be more happier now that we are in our brand new home! Thank you!"
Ashley Monzon
HAVE A MORTGAGE QUESTION?
How do I qualify for a loan?
How do I qualify for a loan?
Qualifying for a loan depends on several factors including your credit score, income, employment history, and debt-to-income ratio. We evaluate these factors to determine your eligibility and the best loan options for you.
How can I improve my chances of getting approved for a loan?
How can I improve my chances of getting approved for a loan?
Answer: Improving your credit score, reducing existing debts, and ensuring a stable income can enhance your loan approval chances. We can provide personalized advice based on your financial situation. The best way to set yourself up for success is to get pre-approved early so we can look at your situation and give you a plan custom fit to your needs.
Do I need 20% down to buy a home?
Do I need 20% down to buy a home?
Answer: No, you do not need 20% down to buy a home. There are loan programs available that allow for lower down payments, even as little as 3% down for qualified buyers. When you put less than 20% down you will have what is called PMI (private mortgage insurance). PMI is an amazing tool for homebuyers and is not something to be afraid of. We can help you explore these options based on your financial situation.
Can I get a loan if I have low credit?
Can I get a loan if I have low credit?
Answer: Yes, it's possible to get a loan with low credit, though the options and interest rates may vary compared to those with higher credit scores. We offer a range of products that cater to different credit profiles and can provide guidance on how to improve your credit to qualify for better terms.
What is PMI, and is it bad?
What is PMI, and is it bad?
Answer: PMI, or Private Mortgage Insurance, is a type of insurance that lenders require from borrowers who put down less than 20% on a home purchase. It protects the lender in case of default. PMI is not a bad thing; in fact, it is a very powerful homebuying tool. With decent credit PMI could be very cheap and allows buyers who cannot afford a 20% down payment to still purchase a home.
Didn't find your answer? Reach out to us, we're happy to help.