Costas Incentive Strategy Comparison
Purchase Price: $594,000 (windows rolled in) · Taxes: 1.19% + $333/mo assessments · HOA: $370
Prepaid Escrows:
Strategy overview: Every strategy below uses the builder's $17k budget differently. Rolling the $6k window coverings into the purchase price ($588k → $594k) costs the buyer roughly $36/mo more in payment but frees the full $17k for buydowns and closing costs. Toggle the prepaid escrows above to see how closing timing changes the math.
Disclaimer
Rates and payments are illustrative, based on current market pricing. Final terms subject to borrower qualification, lender approval, and market conditions. Not a commitment to lend. Brandon Goldberg | NMLS 859086 | Your Home Loan Surgeons | The Goldberg Team